Independent homeowner intelligence
The fine print lives here.
Clear reporting about insurance, eye care, remodeling, security and the expensive decisions hidden inside modern life and home.
Latest investigations
Life insurance · Investigation
No exam does not mean no data
Prescription history, motor vehicle records, consumer reports and predictive models may shape a life insurance offer you thought was based on a short form.
Read the investigation →
Eye care · Consumer rights
The prescription comes before the frame sale
After a refraction, federal rules generally put the glasses prescription in your hands—even if you never ask.
Know your rights →
Windows · Money
The federal window credit is gone
A 2026 replacement-window quote should not subtract a federal tax benefit that ended with 2025 installations.
Check the quote →
Home security · Investigation
A working alarm still may not bring police
Some cities require video, audio, an eyewitness or other verification before officers are dispatched to an intrusion signal.
Understand the response chain →
Energy · Investigation
DOE changed the rebate rules
Many gas-to-electric home upgrades may no longer qualify for HEEHR. Here is what remains and what to verify.
Read the investigation →